Move the sliders. The number might surprise you.
Most Canadian immigrants are 10+ years behind on retirement. We help you close the gap — through smarter planning and higher income.
Start where you are.
No card. No catch.
Get your retirement plan in place — then take your first step toward more income.
HST included · Rate locked for life
Capped at 250 members. When the room is full, it's full — the only way in is the waitlist, and a seat opens only when a member cancels or moves up into VIP.
30 days. If it's not your room, we part as friends — first month refunded.
Beyond the side hustle. For business owners scaling toward generational wealth.
Renew at $3,750/year — only if you want another year in the room
You can't buy your way in. You're either invited — or you're a client.
VIP is the business accelerator inside Grow Nation — invitation only, for members who already run a business or side income and want to scale it. There are two doors in: an invitation from Navjot, or becoming a Grow with Nav mortgage client — clients get Premium and VIP included, for life.
VIP unlocks the 20-hour Business Accelerator, quarterly two-day in-person workshops, a one-time 1:1 financial planning call with Navjot, and an annual 1:1 business planning call once you've completed the Accelerator modules.
Same room. Same access. Whether you got there by invitation or by mortgage.
Every year, a small number of operators inside VIP are invited onto the Partnership Track — where we stop advising and start building together. Our team brings the media engine, strategy, marketing, and systems. You run the business. We scale it as partners — and it becomes part of the Grow Nation portfolio.
There is no application, no pitch deck, no form to fill out.
The work you do in the room is the application.
Premium is capped at 250 members. $129/month, HST included — and your rate is locked for as long as you stay. When the room fills, the only way in is the waitlist — and a seat opens only when a member cancels or moves up into VIP. No exceptions, no quiet expansions.
All 250 members join at $129/month, locked for life. No cohorts, no price ladders, no fine print. Everyone in the room made the same commitment.
At 250 members, Premium closes and a waitlist opens. A seat only becomes available when a member cancels or moves up into VIP — and it goes to the next person in line. Leave, and your seat goes with you.
$129/month on the day you join is $129/month in year ten. As long as you keep your seat, your rate is locked — no increases, no surprises, ever.
Why we built it this way: A community only stays valuable if the room stays intentional. 250 is small enough that people know each other's names and stories — and large enough that the right connection is always in the room. We'd rather run one great room forever than three diluted ones.
Currently 170 of 250 seats taken
Doors open October 1, 2026. Two virtual sessions every month for Premium — the Investor Mastermind and the Side Hustle Q&A — plus a monthly Business Deep Dive for VIP, joinable from anywhere in Canada. Then four times a year, the room meets in person in the GTA: a full-day hackathon for Premium, and a two-day business intensive for VIP.
Navjot & Simran — Co-founders, Grow Nation
We're Navjot and Simran — a husband-and-wife team of Canadian immigrants who built five businesses together. The current one is a multi-seven-figure mortgage brokerage and financial planning practice.
Most financial advice in Canada is built for people who already have something. We built Grow Nation for the rest of us — the ones who came here with one suitcase and a dream, started from zero, and refuse to settle for "comfortable."
RRC and licensed mortgage agent. In front of the camera, on the calls, leading the masterminds. The one running the numbers on your retirement and your mortgage.
The operator. The strategist. The one who keeps every business running and every promise kept. Grow Nation exists because she makes it work behind the scenes.
Most financial planners can tell you how much you need to retire. Most business coaches can tell you how to earn more. Almost no one does both — under one roof, run by people who've actually done it.
That's the unfair advantage of Grow Nation. We don't just calculate your retirement number. We help you build the income to actually hit it.
That's $5 trillion in generational wealth. Built by people who came here with nothing — so their children, and their children's children, never have to.
It's a way of life. A way of thinking about money, time, and legacy that most Canadians never learn — and most immigrants are never taught.
Knowing you need $5M is useless if you don't know how to earn enough to get there. We do both — plan the number, and build the income.
Everyone in Grow Nation came from somewhere else. We share what works, what's worked for us, and what we wish we'd known on day one.
The fine print, in plain language.